Terms of Service

By accessing or using the website arisebynexa.biz ("Site"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use this Site.

These Terms apply to all visitors, users, and others who access or use the Site, including those who submit information through any form on the Site.

This Site is operated by Yolanda A. Ishola (NMLS #2445812), an Independent Mortgage Loan Originator affiliated with NEXA Lending, LLC (Corp NMLS# 1660690).

The Site provides general information about mortgage loan products and services, and allows visitors to submit inquiries, prequalification requests, and contact information. It does not constitute a commitment to lend, a loan application, or a guarantee of loan approval.

Information submitted through this Site — including prequalification forms, contact forms, or any other inquiry — does not constitute a formal mortgage loan application under the Real Estate Settlement Procedures Act (RESPA) or the Truth in Lending Act (TILA).

A formal loan application is only initiated when you complete and submit a Uniform Residential Loan Application (Form 1003) through our official loan origination system.

Submitting information on this Site does not guarantee loan approval, lock in an interest rate, or create any obligation on the part of Arise Empowered by NEXA Lending or NEXA Lending, LLC.

All content on this Site — including loan program descriptions, eligibility guidelines, rate references, and educational materials — is provided for informational purposes only and is subject to change without notice.

Loan programs, rates, terms, and eligibility requirements vary based on individual circumstances, creditworthiness, property type, and applicable state and federal regulations.

Nothing on this Site constitutes financial, legal, or tax advice. You should consult with qualified professionals before making any financial decisions.

By using this Site, you agree not to:

• Submit false, misleading, or fraudulent information through any form

• Attempt to gain unauthorized access to any part of the Site or its systems

• Use the Site for any unlawful purpose or in violation of any applicable laws or regulations

• Transmit any harmful, offensive, or disruptive content

• Interfere with the proper functioning of the Site

By submitting your information through any form on this Site, you expressly consent to be contacted by Yolanda A. Ishola and/or NEXA Lending, LLC regarding your mortgage inquiry.

Contact may be made by telephone (including mobile), email, or text message, even if your number is on a Do Not Call registry, to the extent permitted by applicable law.

You may opt out of communications at any time by contacting us at [email protected] or calling 586-838-6736.

This Site contains links to third-party websites, including our loan application portal (LendingPad), credit pull service (StartMyApplication), and booking platform (LeadConnector).

These third-party sites are governed by their own terms of service and privacy policies. We are not responsible for the content, accuracy, or practices of any third-party website.

A link to a third-party site does not constitute an endorsement of that site or its content.

All content on this Site — including text, graphics, logos, images, and the overall design — is the property of Arise Empowered by NEXA Lending or its licensors and is protected by applicable copyright and trademark laws.

You may not reproduce, distribute, modify, or create derivative works from any content on this Site without prior written permission.

This Site is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

To the fullest extent permitted by law, Arise Empowered by NEXA Lending, Yolanda A. Ishola, and NEXA Lending, LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of this Site or reliance on any information provided herein.

Our total liability to you for any claim arising from your use of this Site shall not exceed $100.

These Terms shall be governed by and construed in accordance with the laws of the State of Arizona, without regard to its conflict of law provisions.

Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Maricopa County, Arizona.

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the Site. Your continued use of the Site after any changes constitutes your acceptance of the revised Terms.

We encourage you to review these Terms periodically.

If you have questions about these Terms of Service, please contact:

Yolanda A. Ishola, NMLS #2445812

Arise Empowered by NEXA Lending

Email: [email protected]

Phone: 586-838-6736

5559 S Sossaman Rd, Bldg #1 Ste #101, Mesa, AZ 85212